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For Home Buyers:
Why Buyers Choose The Frank Peoples Team - Why homebuyers looking for a real estate agents in the Mobile, Saraland and Daphne area choose The Frank Peoples Team. Latest Listings - Get The Frank Peoples Team's latest Mobile, Saraland and Daphne listings of homes for sale first! Find Your Perfect Home - The Frank Peoples Team will search for your ideal home and email you the newest Mobile, Saraland and Daphne MLS listings of properties in Mobile, Baldwin County AL. First Time Homebuyers - Are you a first time homebuyer in Mobile, Saraland and Daphne, AL? Choose a top real estate agents. The Frank Peoples Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Mobile, Saraland and Daphne house or other real estate or property. Latest Interest Rates - Get latest interest rates. Go to Main Sitemap - Main sitemap sections include Find Mobile, Saraland and Daphne Homes, For Home Buyers, For Home Sellers, Mobile, Saraland and Daphne Information, Real Estate Resources, and About The Frank Peoples Team. 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
How many step are there leading to the top of the Eiffel Tower in Paris, France?
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| A |
Visitors who walk to the top must go up 1,792 steps. |
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The Frank Peoples Team
Keller Williams
6333 Cottage Hill Rd.
Mobile, AL. 36609
Phone: 251-662-5660
Fax: 251-660-5088
Email: Frank@FrankPeoples.com
Frank & Carolyn Peoples have built their Real Estate career of over 15 years on offering excellent customer service and a true concern for the welfare of their clients. Staying in contact with customers and offering their listings the most cutting-edge in marketing makes them one of the most sought-after realtors in the Mobile area. They are proud to call Mobile home for 27 years and are excited over the upcoming economic growth about to explode in the Mobile area. They are eager to welcome you to Mobile and await the opportunity to serve you and your Real Estate needs.    
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